Overview of self directed retirement basics:
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Basically you can use any retirement funds, SEP, Simple IRA, traditional IRA, Roth IRA, 401k money, etc to invest any way you'd like. The financial services companies don't make us very aware of that since they make no money from you investing your funds through self directed methods. IRS rules are very liberal however, the few restrictions being only that you can't invest in collectibles and you MUST have a qualified intermediary handle your funds when you are investing them as well as any income distributions or other gains to put back into the fund.